Healthcare Financial Planning - France

For employers in France who want employees to understand healthcare costs and how to plan for them.

Format
Live online or in person
Length
30 minutes to full day
Topic
Financial Wellbeing

About this session

A configurable France healthcare financial-planning program focused on how healthcare costs move across Assurance Maladie, reimbursement rules, statutory patient contributions, complementary health coverage, employer healthcare support, and personal spending.

Healthcare Financial Planning 101 creates a practical healthcare-cost map, then the organization can add deeper sessions around the parts of the system most relevant to its workforce.

What your people take away

  • Start with Healthcare Financial Planning 101 and the France Healthcare Cost Map
  • Help employees distinguish Assurance Maladie, BRSS, the parcours de soins, statutory patient contributions, complementary coverage, and personal healthcare costs
  • Build deeper understanding of secteur 1 / secteur 2, Optam, fee overruns, tiers payant, ALD, 100 % Santé, prescriptions, mental health, and hospital costs
  • Add family healthcare, cross-border care, dependency, employer-mutuelle, or international-employee education where relevant
  • Reflect current hospital, emergency, dental, psychological-support, and reimbursement rules
  • Keep detailed government-benefit eligibility, the complete employee-benefits package, retirement planning, tax planning, medical advice, and insurance recommendations separate

Shared with you

See the full session

Create your free Workbliss profile to see the rest of this outline and book it. It takes a minute, with your work email.

  • What each length covers, 30 minutes to full day
  • Everything that’s covered, part by part
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What each length covers

30 minutes

30 Minutes — Key Points: Healthcare Financial Planning 101

A focused 30-minute session on the essentials of Healthcare Financial Planning 101: start with Healthcare Financial Planning 101, build the France Healthcare Cost Map and what employees gain.

  • Start with Healthcare Financial Planning 101
  • Build the France Healthcare Cost Map
  • What employees gain

Covers Healthcare Financial Planning 101, in brief.

60 minutes

60 Minutes — Module 1: Healthcare Financial Planning 101

A practical introduction to France's health-cost system, helping employees understand how Assurance Maladie, reimbursement rules, statutory patient costs, complementary coverage, employer support, and personal out-of-pocket costs can fit together.

  • Module 1: Healthcare Financial Planning 101
  • Live Q&A

Covers 1 of 4 parts: Healthcare Financial Planning 101.

90 minutes

90 Minutes — Modules 1 and 2: Public cover, fees and complementary insurance

Builds on the 60-minute session. Participants also go deeper into public cover, fees and complementary insurance.

  • Module 1: Healthcare Financial Planning 101
  • Module 2: Public cover, fees and complementary insurance
  • Live Q&A

Covers 2 of 4 parts: Healthcare Financial Planning 101 and Public cover, fees and complementary insurance.

3 hours

3 Hours — Modules 1 to 3: Medicines, everyday care, hospital and family costs

Builds on the 90-minute session. Participants also go deeper into medicines, everyday care, hospital and family costs.

  • Module 1: Healthcare Financial Planning 101
  • Module 2: Public cover, fees and complementary insurance
  • Module 3: Medicines, everyday care, hospital and family costs
  • Live Q&A

Covers 3 of 4 parts: Healthcare Financial Planning 101, Public cover, fees and complementary insurance and Medicines, everyday care, hospital and family costs.

Full day

Full Day — The Complete Program

All four modules in depth, from the first module through every deep dive, with time for each person to map what applies to them and the actions to take next.

  • Module 1: Healthcare Financial Planning 101
  • Module 2: Public cover, fees and complementary insurance
  • Module 3: Medicines, everyday care, hospital and family costs
  • Module 4: Travel, long-term care, employer cover and newcomers
  • Live Q&A

Covers all 4 parts.

What’s covered

Healthcare Financial Planning 101

Every length
  • Start with Healthcare Financial Planning 101Employees learn the seven financial layers behind French healthcare.
  • Build the France Healthcare Cost MapParticipants privately map where Assurance Maladie, the parcours de soins, provider tariffs, statutory contributions, complementary coverage, and personal spending may fit around common healthcare situations.

What employees gain

  • A simple map of how Assurance Maladie, the care pathway, statutory patient contributions, complementary health coverage, employer support, and personal spending can interact
  • Greater confidence understanding BRSS, secteur 1, secteur 2, Optam, dépassements d'honoraires, and the parcours de soins
  • A clearer understanding of ticket modérateur, participation forfaitaire, franchise médicale, tiers payant, ALD, and 100 % Santé
  • Better questions to ask healthcare providers, hospitals, pharmacies, complementary insurers, and employer-plan administrators before paying for care

Public cover, fees and complementary insurance

90 minutes and longer
  • Assurance Maladie, Carte Vitale & Reimbursement BasicsEmployees learn France's public healthcare-reimbursement foundation before complementary insurance and personal costs are layered on top.
  • Médecin Traitant, Parcours de Soins & Provider FeesEmployees learn how the coordinated-care pathway and provider sector can materially change reimbursement and personal cost.
  • Ticket Modérateur, Participation Forfaitaire, Franchises & ALD Cost ProtectionEmployees distinguish the statutory personal costs that remain after public reimbursement and understand what ALD changes — and does not change.
  • Complementary Health Coverage, Tiers Payant & 100 % SantéEmployees learn how complementary health coverage sits above Assurance Maladie and where 100 % Santé can remove the remaining cost.

Medicines, everyday care, hospital and family costs

3 hours and longer
  • Medicines, Prescriptions & Recurring Healthcare CostsEmployees learn how repeated prescription and outpatient costs accumulate across public reimbursement, statutory charges, complementary coverage, and personal spending.
  • Mental Health, Physiotherapy & Everyday Healthcare CostsEmployees learn recurring mental-health, therapy, rehabilitation, and other everyday healthcare costs without assuming every service follows the same reimbursement route.
  • Hospitalization, Emergency Care & Private Hospital CostsEmployees learn hospital and emergency costs that can remain even when the underlying treatment is publicly reimbursed.
  • Pregnancy, Family & Children's Healthcare CostsEmployees learn enhanced maternity reimbursement, private cost exposure, children's healthcare, and family complementary coverage.

Travel, long-term care, employer cover and newcomers

Full day only
  • CEAM, Cross-Border Healthcare & Planned Treatment AbroadEmployees distinguish temporary necessary healthcare abroad from deliberately planned treatment in another country.
  • Dependency, Home Care & EHPAD CostsEmployees learn why healthcare, dependency support, home assistance, and residential accommodation use different financial layers.
  • Employer Mutuelle & System CoordinationConnect the organization's actual complementary health plan with Assurance Maladie, statutory patient costs, and employee out-of-pocket healthcare expenses.
  • International Employees: PUMa, Carte Vitale & Coverage GapsHelp recent arrivals and internationally mobile employees understand public healthcare registration, Carte Vitale, European coordination, and temporary healthcare-financing gaps.
Live Q&ATime for your people’s questions, answered by the expert.
60 minutes and longer

Tools and materials

  • France Healthcare Cost Map participant worksheet

Who it’s for

  • France HR, Benefits, Total Rewards, and Wellbeing teams
  • Financial-wellbeing programs with a healthcare-cost component
  • Organizations providing collective complementary health coverage
  • Workforces where provider sectors, reimbursement tables, or mutuelle percentages are poorly understood
  • Employees facing recurring prescription, mental-health, dental, optical, hearing, physiotherapy, or specialist costs
  • Organizations with significant parent, family, or caregiver populations
  • Workforces that include MSA or Alsace-Moselle populations
  • International or recently arrived employee populations needing French healthcare-system orientation

How booking works

  1. Book online. Create a free Workbliss profile, then pay with session credits, by card or by invoice.
  2. Pick a date. Choose a date at least 14 days ahead, or book now and set the date later. Need it sooner? Email hello@workbliss.ai and we’ll see what we can do.
  3. Choose your expert. Within 3 working days, we send you profiles of the experts available for your date.
  4. We deliver it. Your expert is briefed on your people and goals, then runs the session live online or at your site.

Questions about Healthcare Financial Planning - France

How long is Healthcare Financial Planning - France?

Healthcare Financial Planning - France runs as 30 minutes, 60 minutes, 90 minutes, 3 hours or full day. You choose the length when you book. A 30-minute session covers the essentials of Healthcare Financial Planning 101: start with Healthcare Financial Planning 101, build the France Healthcare Cost Map and what employees gain. A 60-minute session covers Healthcare Financial Planning 101 in full, with a live Q&A. A 90-minute session adds Public cover, fees and complementary insurance. A 3-hour session adds Medicines, everyday care, hospital and family costs. A full-day session adds Travel, long-term care, employer cover and newcomers.

Can Healthcare Financial Planning - France be delivered online or in person?

Yes, both. It runs live online, so every office can join at the same time, or in person at your site, in any country.

How do we book Healthcare Financial Planning - France?

Create a free Workbliss profile with your work email, then open Healthcare Financial Planning - France to see the price for each length and book it. You can pay with session credits, by card or by invoice, and choose a date at least 14 days ahead, or set it later. Need it sooner? Email hello@workbliss.ai and we’ll see what we can do.

Who leads the session?

A vetted Workbliss expert, briefed on your people, culture and goals before the session. After you book, we send you profiles of the experts available for your date within 3 working days, so you can choose who leads it.

Can it be tailored to our company?

Yes. Every session is shaped around your goals, your people and the benefits you already offer, and delivered by experts in your people’s languages.