About this session
Major life changes rarely affect only one line of the budget. Becoming a parent may change income, childcare, benefits and insurance at the same time.
Changing job can alter salary, pay dates, pension contributions and healthcare. Moving household, taking leave or combining finances can create one-off costs alongside an entirely different monthly financial routine.
This session helps participants turn that complexity into a manageable transition plan.
They map what the change will affect, calculate the temporary gap between expected income and costs and identify which financial decisions need to happen before the transition rather than during the busiest part of it.
Participants then review benefits, protection, beneficiaries and other financial administration that may need updating and build a post-transition reset for the new reality.
They leave with a practical plan covering what happens before, during and after the change — without assuming that every transition is predictable, every household looks the same or every financial challenge can simply be budgeted away.
What your people take away
- Map how a life change will affect income, expenses, benefits, responsibilities and financial administration
- Calculate the transition gap created by temporary income changes and one-off costs
- Build a realistic transition fund and cash-flow sequence where preparation time allows
- Identify benefits, protection, accounts, beneficiaries and documents that may need reviewing
- Reset the financial plan once the new reality becomes clear rather than allowing temporary arrangements to become permanent
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- What each length covers, 30 minutes to full day
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What each length covers
30 minutes
30 Minutes — Key Points: Map What the Life Change Will Actually ChangeA focused 30-minute session on three key points from Map What the Life Change Will Actually Change: turn one big life event into smaller financial changes, separate temporary changes from permanent ones and put the change on a timeline.
- Turn one big life event into smaller financial changes
- Separate temporary changes from permanent ones
- Put the change on a timeline
Covers 3 of 4 points in Map What the Life Change Will Actually Change.
60 minutes
60 Minutes — Module 1: Map What the Life Change Will Actually ChangeA practical introduction to life-transition planning through the participant's own circumstances. Participants take an upcoming or realistic life change and map its effect across income, costs, timing, household responsibilities, benefits and financial administration, creating a clear transition picture before trying to solve every issue individually.
- Module 1: Map What the Life Change Will Actually Change
- Live Q&A
Covers 1 of 4 parts: Map What the Life Change Will Actually Change.
90 minutes
90 Minutes — Modules 1 and 2: Map the Change & Build the Transition Money PlanEverything in the 60-minute session, plus guided work calculating the period when income and costs may temporarily stop matching. Participants build a transition cash-flow timeline, estimate one-off and recurring costs, identify confirmed financial resources and create a realistic plan for closing any transition gap.
- Module 1: Map What the Life Change Will Actually Change
- Module 2: Build the Transition Money Plan
- Life Change Financial Readiness Map
- Transition-gap and cash-flow timeline exercise
- Live Q&A
Covers 2 of 4 parts: Map What the Life Change Will Actually Change and Build the Transition Money Plan.
3 hours
Covers 3 of 4 parts: Map What the Life Change Will Actually Change, Build the Transition Money Plan and Update the Financial Infrastructure Around Your Life.
Full day
Full Day — Full Financial Life Transition WorkshopFull coverage of all four modules with transition mapping, cash-flow calculations, benefits and financial-administration reviews and post-change planning. Participants identify what needs to happen before, during and after a major change and leave with a practical 90-day transition plan designed around the life and finances they will actually have.
- Module 1: Map What the Life Change Will Actually Change
- Module 2: Build the Transition Money Plan
- Module 3: Update the Financial Infrastructure Around Your Life
- Module 4: Build the New Financial Normal
- Life Change Financial Readiness Map
- Transition-gap calculation
- Before / during / after timeline exercise
- Benefits and financial-admin review
- New-normal budget reset
- 90-day transition action plan
- Live Q&A
Covers all 4 parts.
Also available as a 4-week or 8-week program, for change that lasts. Ask us about it.
What’s covered
Map What the Life Change Will Actually Change
Every length- Turn one big life event into smaller financial changesParticipants take an upcoming or realistic life transition and map what it may change across income, housing, transport, family costs, benefits, savings, debt and financial responsibilities.
- Separate temporary changes from permanent onesParticipants identify which financial effects exist only during the transition and which are likely to become part of the new normal.
- Put the change on a timelineParticipants place expected income changes, major costs, benefit decisions, payment dates and important administrative actions onto a before, during and after timeline.
- Find what you still don't knowParticipants separate confirmed facts from estimates and unanswered questions and create a short research list covering the information most likely to change the financial plan.
Build the Transition Money Plan
90 minutes and longer- Map when money will actually arriveParticipants trace the timing of salary, leave pay, final pay, first pay in a new role, confirmed benefits or other expected income across the transition period.
- Price the change before it happensParticipants identify one-off transition expenses alongside recurring costs that may rise, fall or begin for the first time.
- Calculate your transition gapParticipants compare expected essential costs and transition expenses with confirmed income and available resources and calculate the period where a funding gap may exist.
- Build a transition fund with a specific jobWhere preparation time allows, participants create a dedicated amount for the known financial gap created by the change and define when that money will be used.
Update the Financial Infrastructure Around Your Life
3 hours and longer- Review the benefits that may have become more importantParticipants identify which workplace benefits deserve another look because their circumstances have changed, such as health coverage, dependants, leave, retirement contributions, childcare, flexible working or relocation support.
- Check whether your protection still matches your responsibilitiesParticipants review whether new dependants, income changes, housing commitments or other responsibilities have altered the questions they need to ask about life, health, disability or other protection.
- Update the people, accounts & nominations around your moneyParticipants identify accounts, beneficiaries, dependants, emergency contacts and other financial records that may still reflect the previous version of their life.
- Decide who now owns which financial responsibilityWhere the transition involves another person, participants map who is responsible for bills, shared costs, financial administration and major decisions under the arrangement they have chosen.
Build the New Financial Normal
Full day only- Replace your estimates with what life is actually costingParticipants compare the assumptions made before the transition with the income and expenses emerging afterwards and update the plan using real information.
- End the temporary financial arrangementsParticipants identify spending reductions, paused contributions, duplicate services or temporary financial workarounds created for the transition and decide which should now stop.
- Reset the goals that belonged to your old lifeParticipants review savings, debt, housing, retirement and other financial goals and decide what still matters under the new circumstances.
- Build your 30-, 60- & 90-day resetParticipants create staged review points covering immediate administrative actions, emerging costs and the longer-term financial system.
How booking works
- Book online. Create a free Workbliss profile, then pay with session credits, by card or by invoice.
- Pick a date. Choose a date at least 14 days ahead, or book now and set the date later.
- Choose your expert. Within 3 working days, we send you profiles of the experts available for your date.
- We deliver it. Your expert is briefed on your people and goals, then runs the session live online or at your site.
Questions about Financial Planning for Life Changes
How long is Financial Planning for Life Changes?
Financial Planning for Life Changes runs as 30 minutes, 60 minutes, 90 minutes, 3 hours or full day. You choose the length when you book. A 30-minute session covers three key points from Map What the Life Change Will Actually Change: turn one big life event into smaller financial changes, separate temporary changes from permanent ones and put the change on a timeline. A 60-minute session covers Map What the Life Change Will Actually Change in full, with a live Q&A. A 90-minute session adds Build the Transition Money Plan. A 3-hour session adds Update the Financial Infrastructure Around Your Life. A full-day session adds Build the New Financial Normal. It is also available as a 4-week or 8-week program.
Can Financial Planning for Life Changes be delivered online or in person?
Yes, both. It runs live online, so every office can join at the same time, or in person at your site, in any country.
How do we book Financial Planning for Life Changes?
Create a free Workbliss profile with your work email, then open Financial Planning for Life Changes to see the price for each length and book it. You can pay with session credits, by card or by invoice, and choose a date at least 14 days ahead, or set it later.
Who leads the session?
A vetted Workbliss expert, briefed on your people, culture and goals before the session. After you book, we send you profiles of the experts available for your date within 3 working days, so you can choose who leads it.
Can it be tailored to our company?
Yes. Every session is shaped around your goals, your people and the benefits you already offer, and delivered by experts in your people’s languages.