Maximizing Your Purchasing Power

For employees who want to compare real prices and make purchases that fit their budget.

Format
Live online or in person
Length
30 minutes to full day
Topic
Financial Wellbeing

About this session

Help employees get more useful value from the money they spend. This session starts with the purpose of a purchase, then examines whether the price, quantity, quality, expected use, and ongoing commitments make sense together.

It applies to everyday goods, occasional larger purchases, and recurring services rather than relying on one shopping platform or a constant search for discounts.

Participants learn to compare equivalent quantities and specifications, check the complete price, and distinguish upfront affordability from longer-term value.

They explore how package sizes, running costs, uncertain durability, promotional terms, and payment arrangements can change an apparently attractive offer.

Buying a larger pack, choosing a premium product, or joining a rewards program is treated as a decision to test rather than a universal money-saving rule.

The final stage builds a repeatable purchase process: set requirements, make a proportionate comparison, verify conditions, decide, and keep the information needed afterward. Time, accessibility, transport, storage, and cash available today remain part of the decision.

Employees can complete every exercise using fictional information, and success never depends on making a purchase or reporting savings. The goal is better consumer judgment, not more shopping or a promise to overcome rising living costs through discounts alone.

What your people take away

  • Define useful value before comparing prices or responding to an offer
  • Compare equivalent quantities, specifications, and complete purchase costs
  • Assess ownership costs and cost per use without assuming expensive always means better
  • Test discounts, rewards, subscriptions, and payment terms against a realistic alternative
  • Build a practical purchasing routine that respects affordability, time, access, and consumer protections

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  • What each length covers, 30 minutes to full day
  • Everything that’s covered, part by part
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What each length covers

30 minutes

30 Minutes — Key Points: Understand What Your Money Really Buys

A focused 30-minute session on three key points from Understand What Your Money Really Buys: define the job of the purchase, understand price changes and purchasing capacity and compare equivalent quantities and specifications.

  • Define the job of the purchase
  • Understand price changes and purchasing capacity
  • Compare equivalent quantities and specifications

Covers 3 of 4 points in Understand What Your Money Really Buys.

60 minutes

60 Minutes — Module 1: Understand What Your Money Really Buys

Build the foundation for informed purchasing. Participants clarify a purchase requirement, distinguish price from useful value, compare equivalent quantities, and check the full amount due. They complete a first Purchase Value Map and identify one question that would change a fictional buying decision. Detailed ownership, promotion, and post-purchase work is developed in longer formats.

  • Module 1: Understand What Your Money Really Buys
  • Purchase Requirements Brief
  • Unit-price and complete-price comparison
  • One practical next question
  • Live Q&A

Covers 1 of 4 parts: Understand What Your Money Really Buys.

90 minutes

90 Minutes — Modules 1 and 2: Compare Real Prices & Longer-Term Value

Build on the purchase brief with ownership-cost and cost-per-use exercises. Participants compare products with different running costs, test optimistic usage assumptions, and assess repair, replacement, rental, or continued use where appropriate. They learn to distinguish a potentially economical option over time from one they can afford upfront.

  • Module 1: Understand What Your Money Really Buys
  • Module 2: Compare Lifetime Value, Quality & Alternatives
  • Total Cost of Ownership Worksheet
  • Cost-per-use sensitivity exercise
  • Purchase Value Map
  • Live Q&A

Covers 2 of 4 parts: Understand What Your Money Really Buys and Compare Lifetime Value, Quality & Alternatives.

3 hours

Covers 3 of 4 parts: Understand What Your Money Really Buys, Compare Lifetime Value, Quality & Alternatives and Assess Offers, Rewards & Payment Terms.

Full day

Full Day — Complete Purchasing Power Workshop

Work through all four modules using fictional everyday purchases, durable goods, promotional offers, and service contracts. Compare like-for-like costs, examine ownership assumptions, calculate whether an offer changes the real price, and practice checking seller and post-purchase information. Participants leave with a 90-day Purchasing Decisions Plan; buying, switching providers, or opening a credit account is never required.

  • Module 1: Understand What Your Money Really Buys
  • Module 2: Compare Lifetime Value, Quality & Alternatives
  • Module 3: Assess Offers, Rewards & Payment Terms
  • Module 4: Make Confident Purchases & Preserve Their Value
  • Unit-price and ownership-cost scenarios
  • Discount and introductory-price calculations
  • Seller, returns, and renewal checks
  • 90-Day Purchasing Decisions Plan
  • Live Q&A

Covers all 4 parts.

Also available as a 4-week or 8-week program, for change that lasts. Ask us about it.

What’s covered

Understand What Your Money Really Buys

Every length
  • Define the job of the purchaseParticipants specify what the purchase needs to achieve, which features matter, the quantity needed, and when it is required.
  • Understand price changes and purchasing capacityParticipants explore how rising prices can reduce what the same amount of money buys.
  • Compare equivalent quantities and specificationsParticipants normalize pack sizes and check product versions, quantities, condition, and included features.
  • Check the complete price and the cash requiredParticipants distinguish an advertised price from the full amount due, including applicable delivery, taxes, setup, and required extras.

Compare Lifetime Value, Quality & Alternatives

90 minutes and longer
  • Look beyond the initial priceParticipants map purchase, installation, essential accessories, consumables, maintenance, running costs, and potential replacement across the same comparison period.
  • Test cost per use with realistic assumptionsParticipants divide the defined cost by realistic expected uses, then repeat the calculation with lower usage or a shorter useful life.
  • Assess quality, repairability, and practical fitParticipants identify evidence relevant to durability, performance, compatibility, maintenance, repair access, and support.
  • Compare buying with other ways to meet the needParticipants consider continued use, repair, borrowing, rental, or reputable refurbished options where suitable.

Assess Offers, Rewards & Payment Terms

3 hours and longer
  • Test the offer against a credible alternativeParticipants compare a promotion with a current equivalent offer rather than accepting a crossed-out original price as the only reference.
  • Treat rewards as conditional valueParticipants check reward eligibility, earning limits, redemption, expiry, fees, and whether promotional combinations are actually permitted.
  • Compare the whole service commitmentParticipants place introductory prices, later charges, setup fees, included usage, and minimum terms on one timeline.
  • Separate purchase value from payment timingParticipants distinguish an item's price from a repayment schedule.

Make Confident Purchases & Preserve Their Value

Full day only
  • Use a proportionate comparison processParticipants decide how much research a purchase warrants based on its cost, importance, urgency, and reversibility.
  • Check trust and resist pressureParticipants examine seller identity, relevant independent information, and terms before relying on ratings or rankings.
  • Understand options when the purchase goes wrongParticipants distinguish a seller's change-of-mind policy, a commercial warranty, and statutory consumer remedies.
  • Review the value after the decisionParticipants keep relevant purchase information privately, check delivery and agreed conditions, and record applicable renewal or follow-up dates.
Live Q&ATime for your people’s questions, answered by the expert.
60 minutes and longer

Tools and materials

  • Purchase Requirements Brief
  • Purchase Value Map
  • Like-for-Like Price Check
  • Unit Price & Usable Quantity Worksheet
  • Complete Purchase Cost Check
  • Total Cost of Ownership Worksheet
  • Cost-per-Use Reality Check
  • Repair, Replace or Access Comparison
  • Offer Value Check
  • Contract & Payment Cost Timeline
  • Reward & Membership Value Check
  • Payment Commitment Checklist
  • Seller & Terms Check
  • Purchase Evidence Checklist
  • 90-Day Purchasing Decisions Plan

How booking works

  1. Book online. Create a free Workbliss profile, then pay with session credits, by card or by invoice.
  2. Pick a date. Choose a date at least 14 days ahead, or book now and set the date later.
  3. Choose your expert. Within 3 working days, we send you profiles of the experts available for your date.
  4. We deliver it. Your expert is briefed on your people and goals, then runs the session live online or at your site.

Questions about Maximizing Your Purchasing Power

How long is Maximizing Your Purchasing Power?

Maximizing Your Purchasing Power runs as 30 minutes, 60 minutes, 90 minutes, 3 hours or full day. You choose the length when you book. A 30-minute session covers three key points from Understand What Your Money Really Buys: define the job of the purchase, understand price changes and purchasing capacity and compare equivalent quantities and specifications. A 60-minute session covers Understand What Your Money Really Buys in full, with a live Q&A. A 90-minute session adds Compare Lifetime Value, Quality & Alternatives. A 3-hour session adds Assess Offers, Rewards & Payment Terms. A full-day session adds Make Confident Purchases & Preserve Their Value. It is also available as a 4-week or 8-week program.

Can Maximizing Your Purchasing Power be delivered online or in person?

Yes, both. It runs live online, so every office can join at the same time, or in person at your site, in any country.

How do we book Maximizing Your Purchasing Power?

Create a free Workbliss profile with your work email, then open Maximizing Your Purchasing Power to see the price for each length and book it. You can pay with session credits, by card or by invoice, and choose a date at least 14 days ahead, or set it later.

Who leads the session?

A vetted Workbliss expert, briefed on your people, culture and goals before the session. After you book, we send you profiles of the experts available for your date within 3 working days, so you can choose who leads it.

Can it be tailored to our company?

Yes. Every session is shaped around your goals, your people and the benefits you already offer, and delivered by experts in your people’s languages.