2027 HSA, HDHP, excepted-benefit HRA and direct primary care limits

What’s happening

HSA contribution limits rise to $4,500 (self-only) and $9,000 (family). HDHP minimum deductibles are $1,750/$3,500 and out-of-pocket maximums are $8,700/$17,400; excepted-benefit HRAs are capped at $2,250, and direct primary care fees can't exceed $150 a month per person ($300 for more than one person) for HSA eligibility.

What to do

Update benefits and payroll systems, and use the new limits in HSA savings and financial wellbeing communications.

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