About this session
Give employees a practical way to understand one of the most important long-term financial systems they use.
Participants learn how employer and personal contributions enter super, how a super fund, account, and investment option differ, and how to read the fees, performance information, insurance, and beneficiary details that appear around their account.
They also explore contribution categories, access rules, and the transition from accumulating super to creating retirement income.
A dedicated SMSF module explains what changes when members become responsible for running the fund themselves — including trustee duties, investment strategy, recordkeeping, audit, cost, and compliance.
The session finishes with a Superannuation & Retirement Review Checklist employees can use privately to identify questions, missing information, and appropriate next steps.
What your people take away
- Read the key information on a superannuation statement and identify useful follow-up questions
- Compare super fund features using fees, long-term performance, investment options, insurance, and services
- Distinguish major contribution categories and understand why current caps and eligibility rules matter
- Explain the control, obligations, costs, and legal responsibilities involved in running an SMSF
- Connect superannuation with access rules, retirement-income choices, insurance, beneficiaries, and ongoing review
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- What each length covers, 30 minutes to full day
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What each length covers
30 minutes
30 Minutes — Key Points: Understand Your Super TodayA focused 30-minute session on three key points from Understand Your Super Today: see how the australian super system fits together, read a super statement without skipping the important parts and separate the fund, the account & the investment option.
- See how the australian super system fits together
- Read a super statement without skipping the important parts
- Separate the fund, the account & the investment option
Covers 3 of 4 points in Understand Your Super Today.
60 minutes
60 Minutes — Module 1: Understand Your Super TodayStart with the structure employees encounter now. Participants distinguish the super fund, their account, and the investment option; read a sample super statement; locate contributions, fees, investment information, insurance, and beneficiary details; and use a consistent set of questions to compare fund features without being told which fund to choose.
- Module 1: Understand Your Super Today
- Australian Superannuation System Map
- Super Statement Decoder
- Fund / Account / Investment Option Explainer
- Super Fund Comparison Questions
- Live Q&A
Covers 1 of 4 parts: Understand Your Super Today.
90 minutes
90 Minutes — Modules 1 and 2: Understand Your Super, Contributions & AccessBuild on statement and fund literacy with the rules governing how money enters and leaves super. Participants distinguish employer, salary-sacrifice, deductible personal, and after-tax contributions; understand why contribution caps matter; map the main conditions of release; and identify where current ATO rules must be checked before acting.
- Module 1: Understand Your Super Today
- Module 2: Contributions, Tax Rules & Access
- Contribution Types Map
- Contribution Rules & Caps Check
- Access & Conditions of Release Map
- Live Q&A
Covers 2 of 4 parts: Understand Your Super Today and Contributions, Tax Rules & Access.
3 hours
Covers 3 of 4 parts: Understand Your Super Today, Contributions, Tax Rules & Access and SMSF — Control, Responsibility & Reality.
Full day
Full Day — Complete Australian Superannuation & SMSF WorkshopExplore all four modules with time for worked examples and guided review. Participants read super information, compare fund features, map contribution and access rules, examine the responsibilities behind an SMSF, and understand the main ways super can become retirement income. They leave with a Superannuation & Retirement Review Checklist rather than a prescribed financial strategy.
- Module 1: Understand Your Super Today
- Module 2: Contributions, Tax Rules & Access
- Module 3: SMSF — Control, Responsibility & Reality
- Module 4: From Super Balance to Retirement Income
- Super statement and fund-comparison exercises
- Contribution and access-rule mapping
- APRA-regulated fund versus SMSF comparison
- Superannuation & Retirement Review Checklist
- Live Q&A
Covers all 4 parts.
Also available as a 4-week or 8-week program, for change that lasts. Ask us about it.
What’s covered
Understand Your Super Today
Every length- See how the australian super system fits togetherParticipants map how retirement savings move from employer and personal contributions into a super fund, then into an individual member account and investment option.
- Read a super statement without skipping the important partsParticipants locate the opening and closing balance, contributions, investment movement, administration and investment fees, insurance costs, investment option, and beneficiary information on a sample statement.
- Separate the fund, the account & the investment optionA super fund, a member account, and an investment option are different things.
- Compare funds using the same questionsParticipants compare supplied fund information across investment options, comparable long-term performance, fees and costs, insurance, and member services.
Contributions, Tax Rules & Access
90 minutes and longer- Map the different ways money enters superParticipants distinguish compulsory employer Super Guarantee contributions from salary-sacrifice contributions, personal contributions claimed as a tax deduction, and after-tax non-concessional contributions.
- Understand caps before treating extra contributions as automaticAustralian super rules place limits and eligibility conditions around concessional and non-concessional contributions, with additional rules such as unused concessional cap arrangements and bring-forward provisions applying in some circumstances.
- Know when super can — and cannot — be accessedParticipants map preservation age, retirement, turning 65, transition-to-retirement concepts, and the limited circumstances in which early access may be permitted.
- Understand the tax framework without receiving tax adviceParticipants see how contributions, investment earnings, and retirement benefits can receive different tax treatment and why current caps, thresholds, and retirement-phase rules matter.
SMSF — Control, Responsibility & Reality
3 hours and longer- Understand what changes when members become trusteesIn an SMSF, members generally take responsibility for running the fund as individual trustees or directors of a corporate trustee.
- Connect the investment strategy to trustee dutiesParticipants explore the sole purpose test and the requirement for an SMSF to maintain and review an investment strategy.
- See the administration behind the controlRunning an SMSF includes recordkeeping, financial statements, asset valuations, an independent annual audit, regulatory reporting, and ongoing compliance with super and tax law.
- Compare SMSF & regulated-fund models side by sideParticipants compare control, investment choice, administration, cost, time, insurance, complaint and compensation arrangements, succession, and the effect of life changes across SMSFs and APRA-regulated funds.
From Super Balance to Retirement Income
Full day only- Turn a super balance into retirement-income questionsOnce the relevant access conditions are met, super can support retirement in different ways.
- Plan for the risks that continue after retirementMoving into retirement does not remove financial uncertainty.
- Check insurance & who receives the superParticipants review the role of life, total and permanent disability, and income-protection cover where these are held through super and consider how premiums affect the account.
- Build a Superannuation & Retirement Review checklistParticipants bring the session together through a checklist covering account information, contributions, fees, investment option, insurance, beneficiaries, access rules, retirement-income questions, and SMSF considerations where relevant.
Tools and materials
- Australian Superannuation System Map
- Superannuation Terms Guide
- Super Statement Decoder
- Fund / Account / Investment Option Explainer
- Super Fund Comparison Matrix
- MySuper & YourSuper Explainer
- Fees, Performance & Insurance Questions
- Contribution Types Map
- Contribution Rules & Caps Check
- Access & Conditions of Release Map
- SMSF Structure Map
- SMSF Trustee Duties Checklist
- SMSF Control vs Responsibility Matrix
- Retirement Income Options Map
- Insurance & Beneficiary Review
How booking works
- Book online. Create a free Workbliss profile, then pay with session credits, by card or by invoice.
- Pick a date. Choose a date at least 14 days ahead, or book now and set the date later. Need it sooner? Email hello@workbliss.ai and we’ll see what we can do.
- Choose your expert. Within 3 working days, we send you profiles of the experts available for your date.
- We deliver it. Your expert is briefed on your people and goals, then runs the session live online or at your site.
Questions about Retirement Planning - Australia: Superannuation and SMSF
How long is Retirement Planning - Australia: Superannuation and SMSF?
Retirement Planning - Australia: Superannuation and SMSF runs as 30 minutes, 60 minutes, 90 minutes, 3 hours or full day. You choose the length when you book. A 30-minute session covers three key points from Understand Your Super Today: see how the australian super system fits together, read a super statement without skipping the important parts and separate the fund, the account & the investment option. A 60-minute session covers Understand Your Super Today in full, with a live Q&A. A 90-minute session adds Contributions, Tax Rules & Access. A 3-hour session adds SMSF — Control, Responsibility & Reality. A full-day session adds From Super Balance to Retirement Income. It is also available as a 4-week or 8-week program.
Can Retirement Planning - Australia: Superannuation and SMSF be delivered online or in person?
Yes, both. It runs live online, so every office can join at the same time, or in person at your site, in any country.
How do we book Retirement Planning - Australia: Superannuation and SMSF?
Create a free Workbliss profile with your work email, then open Retirement Planning - Australia: Superannuation and SMSF to see the price for each length and book it. You can pay with session credits, by card or by invoice, and choose a date at least 14 days ahead, or set it later. Need it sooner? Email hello@workbliss.ai and we’ll see what we can do.
Who leads the session?
A vetted Workbliss expert, briefed on your people, culture and goals before the session. After you book, we send you profiles of the experts available for your date within 3 working days, so you can choose who leads it.
Can it be tailored to our company?
Yes. Every session is shaped around your goals, your people and the benefits you already offer, and delivered by experts in your people’s languages.